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PUBLIC MARKS from creditdebit with tag "apply credit cards"

October 2009

Avoid the Thorn of Bad Credit Score: Bad Credit Wedding Loans

Tip! Do not apply for every car, credit card, and home that you are looking at as an eager consumer. Because every time you try to purchase a home, car, or get a new credit card your credit score is checked and the crediting agencies lower your score i...

Debt Consolidation Can Improve Your Credit Score

Tip! Obtain a copy of your credit score report from one of the three major credit bureau agencies: Equifax, TransUnion or Experian. Carrying a large amount of debt can damage our credit rating, as we increase o...

Understanding The Credit Score Rating Scale

Tip! Instead of opening up a number of credit cards to raise a credit score, find a credit card with a low APR to consolidate onto one credit card. However, caution is advised on people with a short credit life in opening a number of credit...

September 2009

Personal Loans and Your Credit Score

Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score. Did you know that your credit score will most definitely impact the rate you pay on loans? That’s right, the higher your cred...

August 2009

Insider Techniques To Raise Your Credit Score Fast

Tip! Paying your bills on time is the first step in improving your FICO credit score. Late payments can have a big negative impact on your FICO score, 30 days or more late on one account can lower your FICO score 50 points or more. If there is one que...

Steps to Drastically Improve A Credit Score and How To Keep It Looking Great

Tip! Give yourself time. Time is considered one of the most significant aspects that can help improve your credit score. Learning the steps to improve a credit score and how to keep it up is easier than you think. The first thing you must have is your ...

How To Take The Mystery Out Of Your Bad Credit Score

Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all. Is your financial reputation tarnished by a bad credit score? Perhaps you need to take a ...

Free Online Credit Report and Score

Tip! Check your credit score online with one of the official companies to see what or why your credit score is the level it is. This will help you determine what you can really do to increase your credit score. We all need to obtain a Free Credit Repor...

July 2009

A Low Credit Score Can Really Cost You

Tip! Instead of opening up a number of credit cards to raise a credit score, find a credit card with a low APR to consolidate onto one credit card. However, caution is advised on people with a short credit life in opening a number of credit...

June 2009

Bad Credit Score - Bad Debt

Tip! Obtain a copy of your credit score report from one of the three major credit bureau agencies: Equifax, TransUnion or Experian. Bad credit scores don’t necessarily equal bad debts. Have you ever heard...

How To Improve Your Credit Score - 5 Quick Tactics

Tip! Closing unused accounts is a negative strategy to raising one’s credit score. Factually, fewer open accounts with the same amount of debt ultimately reduces a credit score. Students are not just the ones who receive report cards ever...

May 2009

Get Your Credit Score For Free Online Right Away

Tip! Make every payment on time. This is the most important factor in your credit score rating. If you plan on ever buying anything, a car, a house, anything, your credit score is going to be incredibly important for you. Your credit score is the only...

Increasing Your Credit Score

Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all. Over 30 million Americans have less than perfect credit report ratings. There are a lot o...

What Makes a Credit Score Rise or Fall?

Tip! My credit score will drop if I check my credit - Fortunately, this is a myth. If you check your own credit report it doesn’t harm your credit at all. OUR financial decisions can affect your credit score in surprising ways. Two credit-scori...

April 2009

Stop Waiting For the Credit Score to be Normal! Take Bad Credit Car Loan

Tip! Manage your credit card balances. It’s best for your credit score if the balance on a given card is less than 50% of the limit on that card. You need a loan to buy a car but waiting for your poor credit record to become impressive. Truly spe...

March 2009

Consolidate your Credit Card Debt and Increase your Credit Score

Tip! Any new credit: How much credit have you recently applied for and been granted. They will also look at how many enquiries have been made concerning your credit score. Are you struggling to pay your bills? Can’t seem to manage the surmounting...

February 2009

Replenish Credit Score by Credit Card Debt Management Services

Tip! My credit score will drop if multiple lenders check my credit- If you contact multiple mortgage lenders shopping for the best interest rate within a couple of week period they are grouped together into a less damaging inquiry. In essence, they wi...

Free Credit Report - 3 Ways to Improve Your Credit Score Using a Free Report Online

Tip! When reviewing your credit report, use the above listed areas of evaluation to help raise your credit score. The majority of the population is not in a position to pay cash for home and automobiles. Hence, when making a large purchase, mo...

Is It Possible to Remove Negative Information From Your Credit Report

Tip! Residents of Colorado, Maryland, Massachusetts, New Jersey, and Vermont are entitled by state law to one free credit report from a credit-reporting agency per year. Residents of Georgia are entitled to two free credit reports. There is a huge diff...

Four Damaging Myths About Your Credit Score

Tip! Make every payment on time. This is the most important factor in your credit score rating. Banish these myths from the way you handle your credit! Your score will be as good as it can be when you know the truth about how these actions affect your...

Use Old Credit Cards to Raise Your Credit Score

Tip! If you are sincerely interested in improving your FICO credit score, bankruptcy MUST be avoided! Bankruptcy is more negative than late payments or collection accounts. The popularity of switching credit card companies has grown in recent years and...

You, Your Debt, And Your Credit Report

Tip! Education loans are also sanctioned by colleges, universities, and other institutions based on your credit report. So, if your kids are planning to go to college and qualify in professional courses then their whole future will depend on your havin...

Credit Score Essentials

Tip! Always be aware of the type of credit you hold because credit from financing companies can affect your credit score. Baseball coaches won’t make a player a designated hitter unless their batting average proves that they’re able to hit ...

January 2009

Improve Your Credit Score By Adding Positive Lines Of Credit To Your Credit Report

Attorney Prepared Credit Report Repair. Legal and Easy Ways to Repair Your Credit Report, Save Money, Avoid Scams, and More. Reading and understanding your credit report maybe difficult for many people. You really do have the power to take the mystery ...

Ways to Raise Your Credit Score Fast

Tip! Obtain a copy of your credit score report from one of the three major credit bureau agencies: Equifax, TransUnion or Experian. Many people have credit scores that are less than perfect. To date, there are ...